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“We weren’t going to wait for credit rates to drop”: why they prefer to buy a home now

2024-02-01T06:29:09.235Z

Highlights: “We weren’t going to wait for credit rates to drop”: why they prefer to buy a home now. Hélène and Nicolas, 32 and 30 years old, chose to take the plunge. “We fell in love with it!” says HéLène of the 153 m² house, built at the beginning of the 20th century, in Troyes (Aube) where real estate prices, after falling in the first half of 2023, are stabilizing.


DECRYPTION - Many households do not hesitate to apply for a loan to realize a life project, even if credit rates still remain high.


Is it time to buy a home?

» Even when credit rates are high, as at the moment where they are around 4%, this question continues to arise.

Some households are hesitant and are waiting for rates to drop more sharply, around 3%, as some brokers predict.

Conversely, other households prefer to finalize their real estate project as quickly as possible.

Hélène and Nicolas, 32 and 30 years old, chose to take the plunge.

Acquiring a house takes months, we are not going to wait for credit rates to drop

,” explains Hélène.

With her husband who works in events for professionals, this communication expert has just acquired for 225,000 euros (agency fees included but excluding notary fees), a 153 m² house, built at the beginning of the 20th century , in Troyes (Aube) where real estate prices, after falling in the first half of 2023, are stabilizing.

We fell in

love with it!

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Source: lefigaro

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