As of: February 27, 2024, 6:01 p.m
By: Amy Walker
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Health insurance contributions increased in 2024, but for pensioners the increase will only come from March.
Then less pension will be transferred.
Berlin – As every year, the health insurance companies have adjusted their additional contributions in 2024.
Not all statutory health insurance companies have increased contributions - but many were forced to do so due to limited financial resources.
It is legally stipulated that pensioners only have to pay the new additional contribution two months later than all other insured persons.
The German pension insurance then transfers less pension than usual and sends the required contributions to the respective fund.
How much less pension can be expected from March 2024 depends on the respective fund.
List: These health insurance companies will be more expensive for pensioners from March
According to the comparison portal Check24, the additional contributions from statutory health insurance companies have developed as follows:
BKK Groz-Beckert: 0.7 percent (2023: 0 percent)
BMW BKK: 0.9 percent (2023: 0.3 percent)
BKK Euregio: 1.25 percent (2023: 0.84 percent)
BKK Schwarzwald-Baar-Heuberg (SBH): 1.29 percent (2023: 0.98 percent)
BKK Würth: 1.29 percent (2023: 0.98 percent)
AOK Saxony-Anhalt: 1.3 percent (2023: 1 percent)
BKK EVM: 1.3 percent (2023: 0.9 percent)
BKK Textilgruppe Hof: 1.3 percent (2023: 0.9 percent)
BKK PFAFF: 1.4 percent (2023: 0.8 percent)
IKK healthy plus: 1.49 percent (2023: 1.1 percent)
SKD BKK: 1.49 percent (2023: 1.15 percent)
BKK Gildemeister Seidensticker: 1.5 percent (2023: 0.9 percent)
BKK DürkoppAdler: 1.55 percent (2023: 1.29 percent)
BKK melitta HMR: 1.6 percent (2023: 1.4 percent)
BIG direct healthy: 1.65 percent (2023: 1.45 percent)
BKK Akzo Nobel Bavaria: 1.65 percent (2023: 1.55 percent)
BKK VDN: 1.69 percent (2023: 1.5 percent)
BKK ZF & Partner: 1.69 percent (2023: 1.45 percent)
IKK classic: 1.7 percent (2023: 1.6 percent)
IKK – The Innovation Fund: 1.7 percent (2023: 1.6 percent)
BKK Diakonie: 1.8 percent (2023: 1.6 percent)
BKK Deutsche Bank: 1.9 percent (2023: 1.6 percent)
Siemens company health insurance fund (SBK): 1.7 percent (2023: 1.5 percent)
Mercedes-Benz BKK: 1.7 percent (2023: 1.3 percent)
Novitas BKK: 1.7 percent (2023: 1.54 percent)
vivida bkk: 1.7 percent (2023: 1.4 percent)
AOK Plus: 1.8 percent (2023: 1.5 percent)
pronova BKK: 1.8 percent (2023: 1.7 percent)
Home health insurance: 1.84 percent (2023: 1.3 percent)
BKK Scheufelen: 1.85 percent (2023: 1.4 percent)
BKK24: 1.89 percent (2023: 1.79 percent)
BKK Pfalz: 1.98 percent (2023: 1.55 percent)
Commercial health insurance – KKH: 1.98 percent (2023: 1.5 percent)
Bergische Krankenkasse: 1.99 percent (2023: 1.6 percent)
BKK Economy & Finance: 1.99 percent (2023: 1.69 percent)
IKK Brandenburg and Berlin: 1.99 percent (2023: 1.77 percent)
Barmer: 2.19 percent (2023: 1.5 percent)
AOK Rheinland/Hamburg: 2.2 percent (2023: 1.8 percent)
Bahn-BKK: 2.2 percent (2023: 1.7 percent)
BKK Mahle: 2.2 percent (2023: 1.5 percent)
Knappschaft: 2.2 percent (2023: 1.6 percent)
Securvita health insurance: 2.2 percent (2023: 1.6 percent)
AOK Nordost: 2.7 percent (2023: 1.9 percent)
Other health insurance funds have either decided to keep contributions stable or even reduce them.
Special right of termination in the event of a premium increase
So what does this mean specifically for retirees?
For example, pensioners who are insured with IKK classic will have to spend 0.1 percent more on insurance from March.
With a monthly pension of 1000 euros, this means one euro less pension per month.
However, someone who is legally insured with Securvita health insurance would have to receive six euros less in their pension.
By the way: In the event of an increase, insured persons have a special right of termination.
This means that they can change their health insurance provider within one month of the increase being announced.
This also applies to pensioners.