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Having a stable savings account is sexy, according to a new study conducted using 2,000 adults in the US 78% of respondents agreed that those who prepare for the future are more attractive than those who "flow" through life. In serious relationships, engaged or married, 40% of them have a savings account 38 % debt-free, 29% of them have a five-year plan, and 23% have life insurance. It turns out that these are all attractive qualities in a partner, and not necessarily spontaneous, which is often considered romantic.
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In addition, 67% of respondents agree that as the relationship continues, practical gifts become more and more romantic - at the beginning of their relationship, only 17% preferred to receive gifts Practicalities like appliances or bills paid by the partner. But today, 25% would choose practical gifts over personalized (22%) or expensive (10%) gifts. The
survey also tried to reveal how love changes as you get older and how couples prepare for a future together, and it turns out More than half (58%) of respondents consider themselves prepared for the future, but the average respondent didn't start thinking about it until age 35. In fact, the average American didn't even start thinking about long-term future planning until they were 32, and more than two-thirds (69%) attribute their readiness for their relationship - and admit that they put these plans in place to protect them (35%) or to make them feel safe (34%).
Fitness is important, but start investing more in planning your financial future/ShutterStock
The survey also found that couples do not waste time when it comes to planning for the future, even though it took the average respondent about two years to plan the marriage.
27% of respondents discussed marriage less than six months into their relationship.
Almost a quarter (24%) took it a step further and discussed having children or adopting a pet (27%) in the same time frame.
But when it comes to planning for unexpected challenges, respondents seem to delay the conversations, with 28% saying they spend more time discussing happy milestones than topics like life insurance or end-of-life wishes: "Talking about life insurance and wills is definitely not fun," she said. Kate Long, financial health representative "But 39% of couples who have already had these conversations feel more protected. Life insurance can strengthen joint financial security, and ensure that there is a financial plan if the unexpected happens."
Of the 39% who discussed life insurance, the average respondent waited four years into the relationship to do so.
Similarly, wills were raised only about six years into the average relationship.
Still, only 35% of the respondents say that both they and their partner have life insurance, which is in complete contrast to the 76% who say that life insurance is very important to them.
"Signing up for insurance may not sound romantic, but it's a real gesture of love," Long said.
"Life insurance can provide financial protection for your partner if you're not around to support them. Getting married, buying a home together, and having children are exciting milestones. Buying life insurance to protect what's most important, like your home and your family's financial future, should to be the natural next step."
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