This article comes from Figaro Magazine
It's a breath of fresh air for thousands of French people, who have a housing purchase project in the drawers, and who have been keeping it warm, due to a lack of attractive credit rates.
The cost of real estate loans, after two years of increasing, finally seems to be falling.
In February, rates fell by almost 0.10 points, after falling by almost 0.40 points in January.
You have to pay on average 3.90% for a twenty-year loan, compared to 4.50% at the end of last year.
“We are back below 4%,”
says Maël Bernier, spokesperson for the broker Meilleurtaux.
The best files, with solid income and a comfortable contribution, can even see their rate fall to 3.60% at the moment.
A level that would hardly have made buyers dream of two years ago when we could still get 1% over 20 years, but which today is worth taking.
The phone rings again
But that's far from everything.
The banks which closed the credit tap last year due to lack of profitability…
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