It's the end of an era.
As of April 1, it will no longer be mandatory to display the automobile insurance certificate on the windshield of your vehicle.
If the removal of this green sticker, in force since 1986, has an
“ecological”
virtue , by eliminating almost 1,200 tonnes of CO2 per year according to Bercy, the Minister of the Economy presents it as a measure of
“common sense which constitutes a important step in the simplification and modernization
of the insurance system.
Which will also make it possible to fight against fraud.
What will this actually change?
Le Figaro
takes stock.
Until now, if a motorist did not or could not present valid proof of insurance, he faced a fine of 35 euros.
And this, even if his vehicle was covered.
In two weeks, the certificate will therefore be dematerialized.
During an inspection, the police must consult the Insured Vehicle File (FVA) which, since 2016, has collected registration numbers, technical data of the vehicle and automobile insurance contracts.
Also read: These overly expensive and often useless insurance contracts are in the crosshairs of the authorities
A “assured memo”
Concretely, the police and gendarmes will only need the number plate references to know whether a car is legal or not.
Without a sticker, drivers will still have to keep an
“insured memo”
in their vehicle , the size of a credit card, which must be given to them by their insurance company.
It may be presented if the insurance contract was taken out less than three days after an inspection, the FVA database needing a maximum of 72 hours to be updated.
This document must also allow after-sales professionals, even non-approved bodybuilders, to have all the elements in the event of repair.
It can be useful if you need to complete an amicable report in the event of an accident.
Because only the form of the insurance title changes.
“No rule relating to the obligation of car insurance is modified.
What changes is just its justification
,” argued the Minister of the Economy.