No greenwashing and 106 policies classified as sustainable, for over 1.1 million contracts and premium income of approximately 48.8 billion euros since the start of marketing.
This is what emerged from Ivass' analysis of Ibips policies with ESG characteristics.
In particular, 92% of the policies reported are classified as "light green" (investment policies that promote environmental or social characteristics) while no policies classified as "dark green" have been communicated (sustainability is the objective of the investment policy). The companies use external companies for selection of investments with sustainability characteristics, which have their own ratings but there does not appear to be a rating constructed according to shared metrics.
Ivass notes that the companies have not created ad hoc sustainable products but have integrated issues related to sustainability within the policies and in their own distribution policies.
No obvious cases of greenwashing emerged on the product side.
Only in 1 case did a risk of potential greenwashing emerge due to the content of the question asked to the customer which allows the distributor to offer the customer any policy present in the catalogue.
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