Our special real estate file
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“The real joint lease, my only opportunity to become an owner”
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The smell of fresh paint greets the first owners who come to visit their apartment on this late February morning.
It's inauguration day on avenue Médéric, in Noisy-le-Grand (Seine-Saint-Denis), for the builder Immobilière 3F, a subsidiary of Action Logement, and its partner, the Coop landaire, a solidarity land organization (OFS). ), who are preparing to deliver 48 housing units built entirely under the real solidarity lease (BRS) regime.
This is 3F’s first 100% BRS program in Île-de-France.
Resulting from the Alur law of 2014, the BRS is a special regime for social access to property.
It separates land from buildings to reduce the purchase price of housing.
The buyer becomes the owner of the walls of his home but not the floor, which he rents to the OFS at a reduced price.
“This is my only opportunity to become an owner in a new property,” Salah immediately assures us when we meet on site.
A tenant since 2015, this young thirty-year-old, telecoms engineer, was keen to keep his roof over his head.
“I put aside money by renting a small studio in Chesnay (Yvelines) with the aim of buying accommodation that meets my criteria,” he explains.
These are rather demanding: a new three-room apartment, to see the future and to be well insulated, in a pleasant residential area in the Paris region, close to shops, a gym and transport to get to Paris quickly.
All at an affordable price.
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