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Not enough contribution, a bad profile, real estate crisis... Buying an apartment or a house is for many an unattainable dream.
And all the more so in Île-de-France, where real estate prices still remain high, despite a decline of 6.8% in the fourth quarter of 2023, according to the Notaries of Greater Paris.
With the increase in rates and the tightening of access to credit, many Ile-de-France residents have had their loans refused or have simply abandoned their project.
In one year, 47,000 sales were lost in the region last year, according to the Notaries of Greater Paris.
This represents 25% fewer transactions!
Figures from the Banque de France confirm this: the volume of loans granted collapsed by 45.5% between 2020 and 2023 in Île-de-France (from 64.3 to 35 billion euros).
This market turnaround is still far from over.
Still according to the Notaries of Greater Paris, prices in Paris and in Île-de-France should fall further and reach -8% in April.
“But this drop is not yet significant enough to initiate a recovery in the real estate market,” says Élodie Frémont, spokesperson for the Notaries.
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