In the first quarter of 2021, the actual average price paid for the Motor TPL guarantee dropped to 367 euros, down by 6.3 percent on an annual basis (around 25 euros).
This is what we read in the IVASS statistical bulletin according to which 50 percent of policyholders pay less than 330 euros and only 10 percent pay less than 201 euros.
In the first quarter, the price spread of Motor TPL between North and South of Italy decreased. According to what is obtained from the Ivass statistical bulletin, the premium differential between Naples and Aosta is 211 euros, down by 5% on an annual basis. In the first three months of the year the average premium (367 euros in the national average) decreased more markedly in the Center-South (for example: Catanzaro ˗9.1 percent; Rome -8.4 percent; 8.3 percent; Crotone and Taranto -8.1 percent); Significant price reductions are also observed in some areas of the North (Milan ˗7.8 per cent; Bologna -7.3 per cent). Just over 22 percent of the policies stipulated in the first quarter of 2021 include a clause with a reduction in the premium linked to the presence of a black box. L'supervisory authorities underline that the penetration rate of the black box varies from 4.6 per cent in Bolzano to 67.3 per cent in Caserta.