You have probably already received calls, emails or texts offering to use your personal training account (CPF).
For sure, this is a scam.
This kind of canvassing will soon be banned as revealed by Le Parisien.
An amendment will soon be tabled to the finance bill (PLF).
"The training scams mainly concern the CPF", notes Sophie Robert, the boss of the BRDA (brigade for the repression of astute delinquency) of the Paris judicial police.
"If you receive this kind of call or message, it is necessarily a scam," warns the commissioner.
The modus operandi varies.
Sometimes this takes the form of phishing through a bogus website.
The goal of the maneuver is always to recover the identifiers of the employees and then enroll them in fake training courses thus allowing the crooks to get paid.
It is for this reason that the sharpshoots cast a wide net and try to hook as many people as possible.
Accounts emptied, without having followed any training ...
At other times, it is therefore by telephone that an advisor, sometimes aggressive, will try to retrieve this information from a telephone platform. Then, the scammers will use them either through a company created especially for this kind of facts, or they will pass themselves off as a real training company but using their own Iban (RIB). Employees generally find out much later that their personal account has been emptied even though they have not taken any training.
Currently, the BRDA is investigating twelve such cases.
“These are networks of crooks who constantly adapt to legislation,” continues Sophie Robert.
People should know that there will never be any canvassing to offer to use their personal training account.
We even saw advertisements posted on Snapchat in one case.
"
These networks are often based abroad and the money passes from account to account before being quickly laundered.
However, scammers don't win all the time.
Since January 2020, it is the Caisse des Dépôts et Consignations (CDC) which centralizes training projects and pays money to companies.
When the same email address is used for several requests, the payment is blocked.
But with 4.6 million training files funded by the CPF identified by the CDC between 2015 and the end of the first half of 2021, many scammers go through the tools put in place to spot them.
The damage would amount to several million euros.
