No residual value risk and currently favorable conditions: leasing e-cars is popular - but can be more expensive than planned.
If you want to try out e-mobility first, you are more than welcome to choose a leasing vehicle.
However, there are currently some pitfalls that not every provider clearly communicates, as samples on the Internet show.
Above all, interested parties should keep an eye on the delivery times of the electric cars.
The main reason why the leasing conditions are currently comparatively favorable is that the special payment at the start of the contract is offset against the environmental bonus.
However, whether and how much money lessees can expect depends primarily on the time of approval.
And this is often a long time coming, because delivery times are often a year or more.
Be careful when leasing an electric car: a trap that will be expensive
In these cases there is significantly less money than is currently shown in many dealer advertisements.
If you search the relevant brokerage platforms, you will often find offers that calculate with the current environmental bonus, but at the same time only promise delivery for the coming year.
The responsibility for applying for the bonus is assigned to the customer in the small print.
This is by no means unusual.
However, there is usually no indication that the subsidy might not work.
+
If you lease an electric car, you should definitely pay attention to the delivery time.
© Michael Gstettenbauer/Imago
The customer could therefore be surprised later and annoyed about financial losses.
Because the bonus will drop in the coming months.
There has been less money since the beginning of this year: In 2022, including the VAT benefit, there was still a maximum of up to 9,570 euros in gross funding, it is currently a maximum of 7,177 euros.
At least as long as the net list price is less than 40,000 euros (gross: 47,600 euros).
If it is between 40,000 and 65,000 euros (gross: 77,350 euros), it is only 4,785 euros.
The state does not subsidize even more expensive electric cars.
Be careful when leasing an electric car: the premium keeps falling
For commercial customers, however, the remaining subsidies will also cease to apply as of September 1st.
Then only private individuals can apply for funding.
For these, in turn, December 31st is an important deadline.
Because from January 1, 2024, there will only be money for cars with a net list price of up to 45,000 euros (gross: 54,550 euros).
Charging an electric car: These ten go the furthest after 20 minutes
Charging an electric car: These ten go the furthest after 20 minutes
As things currently stand, only around half of all available e-models and model variants will then be eligible for funding.
Above all, the larger and more powerful versions of popular electric cars and models from premium manufacturers then fall out of the grid.
For the remaining cars there is then 4,785 euros gross from the state and manufacturer.
Be careful when leasing an electric car: premiums are only paid out until the pot is empty
And yet another pitfall could cost buyers money: The total budget for the federal subsidy for the premium is now limited.
Up to 2.1 billion euros are available for 2023, in 2024 it will only be 1.3 billion.
If the pot is empty, there is no money.
You can find even more exciting car topics in the free newsletter from our partner 24auto.de.
If you want to be sure of the premium, you should therefore choose an electric car that is available quickly.
For many popular models, however, the delivery times are still around one year.
In individual cases, customers even had to be patient for 18 months or more.
According to expert estimates, the supply situation should tend to ease in the coming weeks and months, but it is difficult to make precise forecasts.
(
Holger Holzer/SP-X
)
List of rubrics: © Michael Gstettenbauer/Imago
