Real estate loans: credit defaulters will be able to ask their bank for a second chance review. The financing request can concern the main residence but also a secondary residence and even a rental investment.
To be entitled to the second chance examination, the customer affected by a loan refusal must have presented a compliant and complete file so that the bank can examine the file. It must, moreover, not be registered in the payment incident files managed by the Banque de France (FICP, FCC).