First Cisl, most expensive consumer credit in the EU also in 2024. Mortgage rates are starting to fall after the strong run of recent months, while those on consumer credit will remain high and above the European average.
buying in installments in our country "costs" 10.75%, compared to an average which in the eurozone stands at 8.72%. The APR (annual effective rate paid by consumers) in Italy is significantly higher than that of other large continental economies: in France it is 6.58%, in Germany it is 8.73%.