19% of the capital raised in 2022 was provided by individuals or family offices. 631 million euros were raised via this channel in 2022, 56% more than in 2021.

Some insurers, such as Generali or Spirica, even offer to invest for only 1000 euros. On paper, the potential returns are attractive (+ 14.5% per year over 15 years at the end of 2021, according to a study France Invest and EY). But what individuals buy... You still have 75% to discover.