"There is a solution for those people who have taken out a number of loans - and the repayments are burdensome for them," revealed Ido Oz, CEO of Smart Mortgages and Finance, which has already helped thousands of customers
Israelis are collapsing under the burden of lending.
In the last decade, the loan market has experienced sharp growth, with about 5% of the public holding five or more loans.
"There is a solution for those people who have taken out a number of loans - and the repayments are heavy on them," revealed Ido Oz, CEO of Hacham Mortgages and Finance, which has already helped thousands of clients. Married the monthly repayment from 18 and a half to 6.5 thousand shekels.
In the last decade, the lending market has been growing sharply and steadily.
According to the Bank of Israel's credit database, last year (2019) the volume of loans by the Israeli public was over NIS 150 billion.
According to these data, about 50% of the public has financial conduct that can be defined as good and above.
But on the other side of the barricade, many cases have also been discovered that indicate problematic financial conduct.
This type of conduct only increases and deepens the financial pit of the person who took the loan.
For example, in quite a few cases, a loan is taken out for the purpose of closing the minus in the account, but in a short time the borrower may find himself in the red again, which will cause him to take out another loan in order to close the new minus.
In addition, about five percent of the public hold five or more loans, and there are cases of people with dozens of loans.
For a free and no-obligation consultation meeting - click here> (for the first 40 participants)
"There is a solution that many do not know"
But once the economy enters a recession, as in the Corona period, and the unemployment rate rises, it is difficult for the public to repay its debts, and as a result the public reduces consumption, stops contributing to the economy and begins to live on the edge.
"There is a solution for property owners who have taken out a number of loans - and the monthly repayment on the loans makes it very difficult for them to function financially," revealed Ido Oz, CEO of Smart Mortgages and Finance. Oz noted that "consolidating loans is the right and effective way to reduce loan repayments. Significantly and get out of financial freedom. "Oz was asked who is suitable for loan consolidation, and replied that" loan consolidation is suitable for property owners who have multiple loans, for example, someone who has a mortgage, a minus closing loan, a car loan, home renovation and also business. "
According to him, in such a case, the solution is to consolidate all the loans and debts that the household has under one roof - when the apartment or commercial property is safe for them.
"The union of loans makes an order in the account and allows, significantly reduces the monthly repayment - and even allows to open a savings fund."
"Stop the snowball of loans"
"The purpose of Smart Mortgages is to help people who are collapsing financially. Consolidating loans allows property owners to begin a process that leads to closing loans," Oz noted, adding that "we do this by spreading the loans over a longer period with lower monthly repayments. We have already helped hundreds of clients Stop the snowball of loans. "
"A decrease of NIS 12,000 in the amount of the monthly repayment"
"Smart Mortgages" has already helped thousands of satisfied customers.
For example, Oz told of a married couple from Ramla, a man and a woman, "who before they approached us paid 18 and a half thousand shekels every month to repay all the loans," noting: "We helped the couple reduce the monthly repayment to NIS 6,500, which gave them breathing space. ".
The couple said that "this process helped us to get out of financial freedom."
Consolidation of loans prevents economic collapse
The CEO of Smart Mortgages noted that he is also approached by bank-refusing customers, and for them there are also solutions to reduce the amount of monthly repayments, "It is important to note that our solution is through state-supervised financial entities such as insurance companies and investment houses." This one, "Smart Mortgages" helps customers raise their credit rating in banks and clear their negative history.
The CEO of "Smart Mortgages" also noted that in the case of multiple loans, it is important to turn to the appropriate professionals, those who have connections and power with the banks. This is because the banks, for the most part, do not see the interest of the ordinary citizen. Loans, "I am particularly pleased that the relationships we have with the banks have enabled many of our customers to save a lot of money and reduce pressures in everything related to day-to-day financial conduct," Oz noted.
These days, "Smart Mortgages and Finance" allows a free focused counseling session for the first 40 joiners through this article.
The purpose of the meeting is to explain in detail the possibility of consolidating loans, with the aim of lowering the amount of repayments and going into financial freedom.
The company's CEO clarifies: "I enable this benefit out of the belief that this service is a significant lifeline for all those who are experiencing financial difficulties due to multiple loans."
For a free and no-obligation consultation meeting - click here> (for the first 40 participants)
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