In the fifth wave of the epidemic, millions of Hong Kong people were infected.
Li Zilan, a member of the Insurance Claims Complaint Committee and representative of the China Life Insurance Association, expressed on the radio program this morning (27th) that it is believed that after recovery from mild cases, there will be no major problems when purchasing medical insurance, but if there is a "long-term new crown" In some cases, you may encounter difficulties when buying insurance, and it is more likely that you will have to wait until it improves before you can buy insurance.
She also gave an example, if there is a long-term heart problem due to this, the premium should be determined according to the actual situation.
▼Changes in the flow of people in Mong Kok, 2.19 night market ban dine-in VS 4.21 night market resume dine-in ▼
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512 new insurance complaints handled last year, the lowest in nearly five years
The Insurance Complaints Bureau announced yesterday (26th) its analysis of claims and complaints in 2021. The Bureau handled a total of 607 complaints last year, of which 512 were new cases, down 12% from the previous year and the lowest in the past five years. Insurance majors that caused the most claims disputes For Hospitalization/Medical and Life/Critical Illness.
Li Zilan, member of the Insurance Claims Complaints Committee and Life Insurance Association.
(file picture)
Two years after the new crown epidemic hit Hong Kong, Li Zilan said on the Hong Kong and Taiwan program "Millennium" this morning that last year's complaints were mainly related to the epidemic and medical claims. Due to the epidemic, people have reduced going out and it is difficult to travel, so travel and auto insurance The number of insurance policies decreased, and the related complaints decreased accordingly.
Li Zilan, member of the Insurance Claims Complaints Committee and Life Insurance Association.
(file picture)
People who have recovered from COVID-19 may have to wait for the sequelae to disappear before they can buy insurance
When asked if the purchase of medical insurance will be affected after contracting the new coronary pneumonia, Li said that the relevant situation is complicated, and there have been many discussions. After learning about the relevant research around the world, I believe that after the recovery of mild patients, it will not affect the purchase of insurance. In particular, many people have no symptoms themselves.
However, she also pointed out that some people currently have a "long-term new crown" situation, and there are many sequelae after recovery. It may be difficult to buy insurance, and it may be necessary to wait until the situation improves before purchasing.
She continued that, in more extreme cases, there may be persistent heart problems. Even if you buy insurance, the premium should be determined according to the actual situation.
A woman with hyperhidrosis underarms has no claim for microwave ablation. She is dismissed as a surgery and has to pay for the treatment. Taxi insurance premiums continue to rise. If there is an accident, the insurance manager is involved in money laundering in the sale of insurance products. 640,000 sentenced to 10 months in prison
