At first glance, this is surprising.
While restaurants and cafes had to draw the curtain at the end of October because of the second lockdown, their owners did not rush to their bankers to apply for a state guaranteed loan (PGE).
“During this second pandemic wave, we have relatively few requests from these sectors,”
confirms Claude Koestner, deputy director general of CIC.
This very low interest rate cash loan that can be repaid after the first year, or over five or even six years, was put in place in March to help companies weather the crisis.
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The majority of companies do not touch their loan guaranteed by the State
But, due to a lack of visibility on the date of reopening of their businesses and therefore on their turnover, many bars and restaurants are playing the card of caution.
“The EMP is an immediate cash flow that will have to be repaid.
So it's a debt, ”
points out Stéphane Manigold, co-founder and spokesperson for the Restons ouvert collective, which brings together
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