Helping his grandchildren by placing money regularly in their Livret A Will he turn into a puzzle?
A large majority of banks today refuse actions that were once common.
This is the case for payments into a savings account (Livret A, LDDS, etc.) if they are made from outside.
The money must necessarily pass first through a house current account, held by the same beneficiary or his legal representative for a minor.
The same goes for transfers from one savings account to another, which are now systematically rejected.
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This sudden change may come as a surprise.
It is actually linked to the application of the European Directive on Payments (PSD2).
The restrictions have mounted in recent months.
“We have been alerted by bank customers for a while.
The first questions concerned
, which could no longer be funded without a current account within the establishment, then today the passbooks.
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