Soledad Navarro
04/07/2021 7:29 AM
Clarín.com
Economy
Updated 04/07/2021 7:29 AM
In the next few, the Government, through Banco Nación, will launch the fifth stage of the Mi Moto plan, but this time it will come with a new requirement.
It is the certificate of the economic census that the Central Bank, a requirement that will be essential
to access credits from May and July.
"As of 05/01/2021 for Registered Human Persons, and as of 07/01/2021 for Monotributist Human Persons, the Banco de la Nación Argentina will require them to present the
" Certificate of Census Compliance
", which accredits the compliance with the aforementioned declaration (INDEC).
Failure to submit said documentation will prevent the prosecution of the respective procedure, "
details Banco Nación in the plan's considerations.
This requirement
will be another of the essential
when seeking to access the loan, whose maximum amount to be financed
per user is up to $ 200,000
and with a
single term of 48 months
, to buy a motorcycle of those included in the plan (quota that it is renewed monthly).
Census certificate
The BCRA announced at the end of last year that financial entities should begin to require from economic units that produce goods and services, with activities registered in the country,
the certificate of compliance with the National Economic Census
(CNE 2020/21)
to
carry
out of banking operations.
"Communication" B "number 12100 of the Central Bank of Argentina, published on December 4, 2020, states that will be required the census certificate
from 1 April 2021 for legal persons,
of the
1 May 2021 for human persons
-
registered responsible
persons
-, and from
July 1, 2021 for human persons -
monotributistas. The requirement of documentation, which will
end on February 28, 2022, complies with the provisions of Article 11 of Decree No. 3110/70.
The census certificate will be a prerequisite to be able to carry out the following banking operations:
opening deposit accounts and any other that involves fundraising
granting of credits and their respective renewals
opening of documentary credits
opening accounts for securities in custody
granting of bonds and securities loans
safe deposit box rental
Characteristics of the Banco Nación loan
The operation will be carried out through the BNA Market Place.
100% of the sale value of the vehicle will be financed (VAT included), but patenting or other expenses that may arise are not included.
Maximum amount
: up to $ 200,000.
Minimum Amount
: it will be the equivalent to the value of the cheapest product.
Currency:
pesos.
Term and amortization
: 48 months only, amortization in monthly, equal and consecutive installments, calculated by the French system, without grace period.
For now, we will have to wait a few more days for the new quota to be opened, which the bank renews month by month.
Motorcycle sales in March
According to the Motor Vehicle Division of the Association of Automotive Dealers of the Argentine Republic (ACARA), the number of units
patented
last
March
was 34,291 motor vehicles, that is,
76.5% more than in the same month of 2020
, when they had been registered 19,429 units.
If the comparison is
against the month of February, the rise was 38.5%
since 24,761 had been registered in that month.
In this way, in the first quarter of the year 87,643 units were patented,
this is 30% more than in the same period of 2020
, in which 67,405 units had been registered.
The president of ACARA, Ricardo Salomé, explained the growth: “We also complemented a good first quarter in motorcycles, basically because
two major factors
that explain it
are still
present
:
people continue to approach motorcycles due to the need
to use alternative means of transportation. public;
and
the Mi Moto Plan, with official financing from Banco Nación
.
From ACARA we were the promoters of this dynamic measure convinced that when actions are coordinated between the private and public sectors, the results appear and the benefits are for all parties, mainly for the people ”.
YN
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