Ana Clara Pedotti
07/26/2021 7:51 PM
Clarín.com
Economy
Updated 07/26/2021 7:51 PM
The
digital transformation
of local businesses is a positive side effect of the pandemic.
And while more and more new solutions are emerging in the financial market that aim at the integral management of money in electronic form for retail users, the demand of
SMEs
to
digitize
their operations
remains high
.
With this in mind,
Interbanking
, a company that
It has been
operating in the country for
30 years
, making progress in the last year in the transformation of its brand. The company is owned by nine local banks:
Santander, Citi, BBVA, HSBC, Galicia, Banco Nación, BNP Paribas, ICBC and Banco Patagonia.
Now he presented a new platform that centralizes all the financial operations of a company
in one place
.
One of the two clearing houses of the financial system chose to transform itself to provide services to companies.
Agustín Parodi
, CCO of the company, expressed in dialogue with
Clarín:
"It is a platform where companies
can connect 7 by 24,
from any computer and with the security levels that these companies require. We did a whole change of identity."
Parodi explained: "Companies enter and can have access to all the balances of their bank accounts to make from transfers, balance inquiries, salary payments or suppliers. But in turn, they can
manage their collections,
so it helps to collect cash flows and value added services, which has to do with
digital invoices
,
bills electronic credit
and others. "
Interbanking
processes more than 100 million transfers throughout the country annually.
For example,
90% of the tax, social security and customs collection of the AFIP
is made through its platform (of the national payment system). The platform already operates with more than
200,000 clients,
mostly SMEs.
The transformation process took just over a year and meant the incorporation of "new figurines", which accelerated his vision of a digital solution. Parodi explained that it did not require a large investment of money to carry out this transformation, but rather to generate a
change of mentality
so that the proposal is based on the client's needs and the way to achieve it based on
agile
methodologies
.
For this relaunch, Interbanking sought strategic partners such as
Accenture, AWS and Baufest.
"We did a research study to find out what the client's specific needs were. We went from having a single service for everyone to a
tailored
proposal
, more segmented according to needs: it is not the same what the CFO of a large oil company is looking for. the owner of an SME, "explained the executive.
One of the pillars of the proposal is
security of operations
.
"Being an electronic clearinghouse, we are 100% regulated by the BCRA and everything we do is 100% safe. This is not a minor fact for a company that handles billions of pesos, for example, to
pay salaries
.
we represent 90% of the amount of the transfers
. Security and approval levels are at the center of the proposal, "said Parodi.
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