Will the French be able to change mortgage insurance at any time?
The deputy for Seine-et-Marne, Patricia Lemoine (Agir ensemble, presidential majority), tabled in July a new bill to this effect.
The goal is that consumers can try to save money by canceling their creditor insurance whenever they want (and without conditions).
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Like what is already done in auto, home and now health insurance.
The bill could be debated in the National Assembly before the end of the year as part of the parliamentary niche of the Agir ensemble group.
Today, borrowers can change insurance at any time during the first year of their loan and then once a year, on a given date.
In October 2020, Patricia Lemoine had already tabled an amendment aimed at strengthening competition in the creditor insurance market, which is bitterly disputed by bankers and insurers.
But the proposal
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