As the many cases before the courts testify, life insurance can be used to disinherit one's children.
It is enough for a parent to put their money in a contract and designate other relatives as beneficiaries of the capital.
To discover
Who pays the most income tax in France?
How can life insurance thus abuse the rights of heirs?
This is due to its legal nature.
The capital or the annuity received by the beneficiary do not form part of the subscriber's estate and are not subject to either the report or the reduction, the two legal mechanisms which protect the heirs.
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Who pays the most income tax in France?
“The heirs have means of defense to thwart this exheredation, thanks to two safeguards erected by law and by the courts,”
reassures Maître Nicolas Graftieaux, lawyer specializing in family and inheritance law at Canopy lawyers.
1- How do I know if the deceased has taken out life insurance?
Look in the papers of the deceased or consult the Ficovie file which lists, in principle, all life insurance contracts
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