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Support insurers in their adaptation to regulatory changes and financial markets


Specializing in actuarial consulting, FIXAGE's mission is to develop and provide its clients with expertise in the analysis, measurement and management of risks and performance improvement.

For more than 25 years, the actuaries of FIXAGE, at the exclusive service of social protection and insurance players, support the teams of the largest insurers in the face of changing regulations and increasingly complex requirements.

FIXAGE has more than 200 regular customers, the majority of which are insurance companies, pension and provident funds, banks, mutual insurance companies and businesses.

The actuarial and financial skills of its employees enable insurers to optimize and make their production process more reliable.

FIXAGE, whose activity doubles every 4 years, operates in the EU (France, Italy, Benelux, Germany, etc.) as well as in French-speaking countries (North Africa, sub-Saharan Africa) and supports its customers abroad. 'international.

The strength of a global approach

Market leader in independent advice and assistance in financial management for institutional investors, FIXAGE supports them in asset-liability management, asset allocation, selection of managers, risk control and audit of mandates.

The adaptation of investors to very low interest rates and the rise in liquidity risk are subjects at the heart of his news.

In terms of social protection, FIXAGE operates in the fields of health, provident insurance and retirement;

matters for which its independence is praised.

The permanent evolution of social regulations and the fundamental trends at work on the labor market lead social protection actors and companies to adapt continuously to manage their social commitments.

FIXAGE supports them in these changes (“100% Health” reform, pension reform, new retirement savings products created by the PACTE law, etc.).

Support insurers in their adaptation to regulatory changes and financial markets Fixage

Anticipate regulatory, accounting and tax changes

The entry into force of the new accounting standards IFRS17 and IFRS9, scheduled for January 1, 2023 for insurers, is pushing actuarial work into a very structuring ramp-up phase.

Likewise, a lot of work is being launched with the Solvency II review process, which aims to strengthen the resilience of the insurance and reinsurance sector and which will enter into force in 2025.

Employees with extensive skills

In addition to their professionalism in the actuarial professions, FIXAGE employees have an extensive culture in business strategy, company law, social law, data science... Their technical skills and their versatile profile have enabled them to 'integrate progress in Data Science and Artificial Intelligence in order to be more operational than narrower and more specialized profiles.

Young talents seduced by the versatility of the missions

In a tight job market for actuaries, FIXAGE benefits from lower turnover than the sector average and from a flow of unsolicited applications, maintained by word of mouth and the relevance of its training. Young talents are thus recruited at the end of their Masters for pre-hiring internships. They are encouraged to obtain new certifications (ERM, data science, compliance) and approvals (mortality and disability tables, PERP), to develop their managerial skills and to compete. Rémi GAUVILLE, a young actuary from FIXAGE, won the SCOR prize in 2018 for the best actuarial dissertation for "machine learning methods to circumvent the operational constraints of the SoS method".

Actuaries with strong experience, but also engineer-type profiles, to whom a complete actuary training is offered, are also targeted.

Source: lefigaro

All business articles on 2022-01-20

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