The start of the school year is here, and with it its share of expenses.
Those that are planned, such as the installation in a studio of your youngest who is going to college, or the others, unforeseen, such as the replacement of the washing machine that has given up the ghost.
To finance these purchases, you can, if you have them, draw on your savings.
In this regard, be aware that to enable savers to cope with rising prices, the government authorizes until December 31, 2022 the release of employee savings without taxation, up to a limit of €10,000.
Provided that the sum is used to finance the purchase of a product or service.
The other solution is to take advantage of the payment facilities offered by banks, major retailers and, now, many apps developed by fintech players (those start-ups that rely on digital technologies).
But beware,
“whatever the type of financing chosen, it is essential for the consumer to know the real cost…
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