A
person retiring for widowhood,
who is receiving only the minimum amount, if they are already 60 years of age or over or are about to turn 60 in the case of women or 65 or over for men, may retire through the new moratorium.
And in that case,
she would continue to collect the pension plus retirement,
less the moratorium fee for up to 30, 60 or 120 months, depending on the plan.
This is what arises from the Pension Debt Payment Plan (PPDP, the “moratorium”) law recently approved by Congress.
According to ANSeS, "the social security benefit accessed with the PPDP
is compatible with work and with the collection of another social security benefit
of up to a minimum," after a socioeconomic evaluation.
Article 12 of said law states that the pension benefit arising from this moratorium "is
incompatible with the enjoyment of another
pension benefit of any nature (contributory or non-contributory), including retirements and social plans,
except in the case
in which the only benefit that the holder receives on the date of application
is contributory
and its amount does not exceed the amount equivalent to a minimum retirement in force on the date of application for the benefit" (today the minimum amount is $58,665 gross).
For example, according to the pension lawyer Andrea Falcone, based on the calculation system developed by the specialist Guillermo Jáuregui, a 66-year-old pensioner who is receiving the minimum pension for the death of her spouse, and has 5 years of effective contributions and 2 children,
could regularize 20 years by moratorium
.
She would retire with the minimum amount and
$11,412
(adjustable for mobility) would be deducted
for 120 months.
With
10 years of
effective contributions and 2 children, and the same age, he could regularize 15 years.
She would retire with the minimum amount and $8,547 (adjustable for mobility) would be deducted for 120 months.
Also depending on the years contributed, through the moratorium
you could access a retirement higher than the minimum
, with the discount of the moratorium quota, and continue receiving the minimum pension.
If you are receiving a pension that is higher than the minimum, you would not be able to access the moratorium.
If the pensioner or pensioner with a minimum salary is under 60 years of age (women) or under 65 years of age (men), he or she could regularize the years remaining to complete the 30 years by paying a monthly fee.
And when she turns 60 or 65,
she could request the retirement benefit, keeping the pension payment.
It is discounted that the regulation of the law will indicate how the payment of the moratorium will continue: if it will be deducted from the credit or the payment plan will have to be completely cancelled.
It is also discounted that, once the law is regulated, the ANSeS will enable
special shifts
for the thousands and thousands of people who are of retirement age but do not have 30 years of contributions for having worked "in the black" or having been unemployed for many years. .
look also
Retirements: to access the moratorium, an income and wealth filter will have to be passed
The Government regulated the bonus of up to 15 thousand pesos for retirees and pensioners: who will collect it and how