After fifteen years on a downhill slope, life insurance is getting back on track.
Its assets reached the historic peak of 1,900 billion euros in 2023. Better still, the average return on the fund in euros, this security receptacle popular with savers, increased significantly in 2023, reaching 2.60% net of fees ( compared to 2% in 2022), or 2.15% after social security contributions.
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Certainly, this remains lower than the remuneration of the livret A (3%), the LEP (popular savings booklet, reduced from 6 to 5% since February 1) and the LDDS (sustainable and solidarity development booklet, 3%) , which remain very good tools for managing your precautionary savings and are all tax-exempt.
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