In the current economic context, those who are scheduled to travel abroad feel doubts about
what is the most convenient way to face expenses
outside the country and optimize their savings.
It happens that, while until a couple of months ago it was more convenient to pay expenses in pesos with a credit card due to the level of the price of the blue dollar or the MEP dollar,
today it seems more attractive to think about using the mattress dollars
to solve the exits.
Basically, because the price of the
“tourist” dollar, which is taken for credit card payments, is currently in the order of $1,391
while the parallel dollar is around
$1,025 and the MEP or Stock Exchange is at $1,029.
A few days ago, even, the convenience was even greater because the blue accumulated a rise of $30 in the last week, after having fallen $55 in the previous week until it was below a thousand pesos.
Payment with greenbacks harms large travel agencies
that cannot charge in cash
, which means
they are losing many sales
to smaller or traditional companies that can make it easier for the customer to pay that way, or also through a deposit or transfer, they commented in an agency in the sector.
Precisely, some online platforms are implementing
other ways
so that clients can pay in the same way as in traditional agencies.
They do it so as not to lose market.
A large agency like Despegar, for example, advises its clients with
a banner on its website to pay for their hotel abroad with the card and then pay the sum in dollars
to their account (and not in pesos) "not like that." COUNTRY tax or perceptions will not apply".
The travel site Despegar warns that it is better to pay the card with dollars on the account instead of pesos to avoid paying the PAIS tax or other payments.
Almundo agencies, from now on, also have
the option to pay with dollars in cash
enabled .
"Although it only applies to international purchases, it is a great savings opportunity, since
you avoid paying up to 60% in taxes.
This has been very well received by the public since there was a
considerable increase
in sales under this modality ", they pointed out in that company.
The QuizViajero Newsletter gives tips for paying expenses abroad: "You can
buy on airline or hotel
or car rental websites or any service that accepts dollars as the currency,
you pay with your credit card and then The payment in dollars is canceled at the bank
before the card's expiration date.
Not all airlines allow this option.
In general, you have to try to
access the website of another country of that airline,
for example, in the case of Iberia you have to buy from the Iberia Spain website,” explained the specialized media.
For those who do not have the possibility of using payment in dollars, they should keep in mind that paying in pesos with a credit card means calculating the expense according to
the “tourist” dollar, currently at $1,391
.
This value is reached by adding the 30% surcharge on the official exchange rate, in concept of the PAIS tax, plus an advance on the collection of the 30% Income Tax.
Although
this last tax can be recovered
because the AFIP returns it starting in January of the following year, not all people have the possibility of seeing it refunded.
Furthermore, in a context of high inflation, one must also think that the amount will surely lose value.
NE