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Real estate loan: how to make the most of the drop in rates

2024-03-23T11:23:25.356Z

Highlights: Real estate loan: how to make the most of the drop in rates. Credit rates are falling but not fast enough in the eyes of buyers. What strategy should you adopt? Should we wait for them to fall more sharply or buy now? This article comes from “Figaro Magazine” “If I get a rate of 0.5%, I’ll start buying a home,” says Alexis, 25. “The rates have quadrupled in less than 2 years, there is no reason why they cannot be divided by four in as much time,’ says Jeanne, in her forties.


Credit rates are falling but not fast enough in the eyes of buyers. What strategy should you adopt? Should we wait for them to fall more sharply or buy now?


This article comes from “Figaro Magazine”

“If I get a rate of 0.5%, I’ll start buying a home.”

This quip from Alexis, 25, is enough to make you smile when you know that credit rates have just fallen below 4%.

But this touch of humor is not so far from what the French imagine.

“In the collective unconscious, they think that rates can return to around 1%,”

says Élodie Frémont, president of the real estate statistics commission of notaries of Greater Paris.

Confirmation with Jeanne, in her forties:

“The rates have quadrupled in less than 2 years, there is no reason why they cannot be divided by four in as much time.” “The French believed that these rate at 1%, like the million sales, were acquired, but it was an exceptional period”

insists Élodie Frémont.

Inflation was almost zero or very low at that time and banks had excess liquidity.

Today, although slowed down...

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Source: lefigaro

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