As of: February 17, 2024, 3:00 p.m
By: Simon Mones
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Electric cars have fewer accidents than combustion engines.
Nevertheless, insurance premiums are increasing in some cases.
This is also due to gigacasting.
High repair costs make car insurance for electric cars more expensive.
As
Auto Motor und Sport
reports, fully comprehensive insurance for some electric models is already more expensive than for comparable combustion engines.
This is the case, for example, with the Fiat 500, Hyundai Kona and Renault Kangoo - even though e-mobiles are less frequently involved in accidents.
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Repair costs for electric cars are up to 35 percent higher
According to the report, the reason for the increased premiums is the high workshop costs for electric cars, which are on average 30 to 35 percent higher than for gasoline or diesel engines.
An often unnecessary battery quarantine also plays a role.
Traction batteries that may be damaged require special storage, which incurs high costs.
The Association of Insurers complains about the high repair costs for electric cars.
(Symbolic image) © snowfieldphotography/Imago
These could decrease if vehicle manufacturers gave workshops better access to the battery's health data, as the
general association of insurers
explains in the report.
By reading the information on site, the need for quarantine could be better assessed.
A battery check usually costs around 100 euros and is also advisable when buying a used electric car.
The trend towards gigacasting is causing repair costs to rise
The report cites the trend toward gigacasting as another factor contributing to high repair costs.
Large body parts are made in one piece, which then require great effort to replace after an accident.
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Tesla and Volvo were pioneers of this new method of production, but other car manufacturers are increasingly wanting to use the technology because it saves costs in production.
(Holger Holzer/SP-X)