What Giacomo Carelli, CEO of CA Auto Bank and president of Drivalia, outlined as the company mission - during his speech at the Bosch Connected World (BCW) which took place in Berlin - is the construction of "a future that is greener, smarter and more flexible".
In recalling that CA Auto Bank, together with Drivalia, is a "unique player in the European automotive panorama, as the only independent and multi-brand automotive bank, created and operating as a true captive", Carelli highlighted that the scenario in which the two companies move, and will move, is that of connected cars in relation to the sale of hardware, software and services.
A sector that will grow - he said - "from 9.8 billion in 2021 to over 25 billion in 2027. The size of the fleet of connected cars will also increase at a similar annual growth rate, up to over 232 million in 2030".
But shared mobility solutions that already have a history of at least 10 years should not be overlooked. Between 2017 and 2022, European users grew from over 12 million to 16.3 million - and are expected to reach 20.7 million by 2027. Carelli reiterated that "revenues from car sharing services will also grow year by year, which is expected to reach 5.5 billion euros in 2027".
This includes free-flow car sharing bookings, station-based car sharing bookings and the business of companies offering a combination of both services.
But the most interesting and decisive trend "to keep an eye on for the future of mobility in Europe is that of electrification" with a growing trend especially for BEVs which reached 1.5 million registrations in 2023, while in the same period plug-ins decreased slightly, going from a market share of 8.8% in 2021 to 7.7% in 2023". Although "not yet as significant as expected", for Carelli "a new culture is emerging of green mobility" which is accompanied by an effort on the part of the European institutions which can be summarized as at least 1,000 billion euros earmarked for sustainable investments. "However, this is a change at different speeds - he said - with Northern Europe in the lead.
And France and Germany, where the push towards electric cars is growing.
While the Mediterranean countries are still far behind, with a percentage of electric vehicles around 5%".
This is why to encourage electrification we must move towards a real ecosystem, in which the importance of guaranteeing access to electric vehicles must be accompanied by that of credit.
"It is expected that both the size of the European leasing market (in terms of production) and that of the financing market (in this case in terms of outstanding) will grow from 2023 to 2029 at a CAGR of 4.51% and 6.29%".
Carelli recalled that the CA Auto Bank group positions itself as the new "mobility bank for a better planet, whose objective is to make access to zero and low emission vehicles increasingly democratic and within everyone's reach".
The Group, he said, is able "to provide solutions for easy access to credit and green mobility, in an intelligent and rapid way, through a wide range of digital and flexible products".
And he reiterated that the mobility revolution "will also substantially affect the customer's journey towards purchasing a car. It is expected that more and more people will purchase their car directly through e-commerce. A transformation which also concerns the used car market".
“This is because we believe that digitalisation and the transition to green mobility go hand in hand, now and in the future.”
All this with the forecast that the value of 'Buy now pay later' (Bnpl) transactions will reach 16.5 billion in 2025, with a CAGR of 12% compared to 2020".
Carelli then explained that the broad offer of flexible and innovative solutions through Drivalia (the Group company dedicated to rental services, including short-term rentals and leasing)) "complements that of CA Auto Bank, which includes financial leasing and loans with solutions ranging from one minute to your whole life".
This is made possible through Planet, the company's new digital platform: "the first integrated and pan-European system, capable of managing all Drivalia mobility services and products (car sharing, rental, leasing, etc. ) through a single entry point, with a single click". And finally he recalled that through the Drivalia Recharge App, created in partnership with Bosch, everyone - and not just rental or car sharing customers - will be able to access the network of charging stations identifying those available (filtering them by connector and power) and activating navigation towards the desired charging point.
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