As of: March 7, 2024, 2:55 p.m
By: Clara Kistner
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Many drivers think that the parking space of the car doesn't play a major role.
As long as the windows are closed and the car is locked, nothing can happen, right?
In the city, drivers who don't want to spend time looking for a parking space are quite limited in their options.
If you want your car to be kept relatively safe, you can alternatively rent an underground parking space.
On the other hand, if you have your own garage, you probably have the least to worry about parking.
Because then you just park the car in the garage at night, right?
If the car is in front of the garage instead of in the garage
If the garage has been converted into a workshop, a bicycle shed or a rehearsal room for your own garage band, it can quickly become a bit tight for your own car.
However, whether the vehicle is parked in front of or in the garage makes a small, if not insignificant, difference, especially for insurance.
The car should not simply be parked in the driveway in front of the garage if your insurance says otherwise.
(Symbolic image) © Karo/Imago
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In one case, the Magdeburg regional court decided that the insurer was allowed to reduce its benefits as soon as the car was parked in front of the garage instead of in the garage, contrary to the actual agreement in the insurance policy.
The case was based on a theft where the stolen car was parked outside the garage overnight.
How a car parked in front of the garage can be expensive
In the case of the stolen car, the insurance company refused to reimburse the affected person for 40 percent of the damage, despite comprehensive insurance, according to
T-online.de
.
Even after a court action, the person who was robbed was only able to negotiate from 40 to 30 percent.
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The judges based their verdict on the increased risk of theft of the car, which was parked in front of the garage instead of, as agreed.
In the specific case of the person concerned, the thieves were able to read the data from the car key, which made the theft even easier for them.