When you make a real estate investment, you have the choice between two formulas: direct acquisition or through a company, generally an SCI.
If the majority of investors buy directly, it is not ideal to anticipate its transmission or protect your spouse.
In any case, make your decision before finalizing the transaction: it is, in fact, easier and less expensive to have the company buy an asset than to bring it one that you already have.
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● What are the main advantages of buying a building via a SCI?
The first is to avoid the co-ownership regime that applies if you buy property directly from several people (spouse, children, etc.), without prior formalities.
In this case, you end up at the head of a share of ownership proportional to your contribution.
However, joint ownership is a legally unstable regime, incompatible with a long-term asset strategy.
Indeed, any joint owner who wishes to leave joint possession is entitled to do so.
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