They offer you to "
help you instantly up to 100 euros
", to obtain a "
mini-loan, up to 1000 euros, in 5 minutes
", or "
a loan boost up to 1000 euros
".
Alongside the historical players in consumer credit, start-ups have flourished in recent years, responding to the name of Bling, Finfrog or FLOA Bank, specializing in "
mini-credit ".
".
Need an extension cord for shopping, repairing your car or washing machine?
In a few clicks, these sites or applications offer to lend from a few tens to a few hundred euros, almost instantly.
With their polished design, their simplicity and their commercial arguments, they are seducing, to believe them, more and more French people.
In particular young people, whom some explicitly target in their communication, because they are more often faced with bank overdrafts than the average.
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This is for example the case of Bling, launched in July 2020 and which today claims nearly a million users ...
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