Before you reach regular retirement pension, you should think about one important thing. Because the payment is not automatic.
- Anyone approaching the standard old-age pension must consider one important thing.
- The retirement pension have to apply in time.
- Otherwise there is a risk of an interruption, which you can easily avoid.
Important: Apply for an old-age pension in good time
Anyone approaching the standard old-age pension * must not forget an important note: You must apply for the old-age pension in good time. In practice, it looks like this: In order for the old-age pension * to be transferred on time, you should apply for it three months before the desired start of the pension. This is what the German Federal Pension Insurance advises. An interruption between the previous income * and the pension can usually be avoided in this way.
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Tips for retirement - these are the age limits
Affected persons should pay attention to this: The responsible pension insurance provider informs insured persons who have not yet submitted an application for pension, at the latest one month before they reach the regular age limit, about the possibility of applying.
But be careful: the prerequisite is that you have fulfilled the minimum insurance period of five years . The regular age limit for insured persons who will turn 65 this year is 65 years and 9 months. It will gradually increase to 67 years by 2031.
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Fill out the pension forms correctly - how it works
Assistance in completing the forms is available to employees in the approximately 160 information and advice centers of the pension insurance company throughout Germany, to the voluntary insurance advisers and to the pensioners' elderly members. Another tip: If you have a signature card or ID card with electronic proof of identity, you can also submit your pension application completely online.
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* Merkur.de is part of the nationwide Ippen editorial network.