Pay by card - how practical. Especially in times of corona! But experts now say that cash payments have a decisive advantage for consumers.
If the money as not currently sits loosely in the Corona crisis * many consumers just often helps only one thing: the in spending cutbacks begin. A ritual can According to financial experts at saving help well: repeat with cash to buy instead of paying card. The reason is comparatively simple, according to a report by the German Press Agency, in which experts give tips on how to save: Those who regularly pay by card at the checkout quickly lose track of things. In addition, you run the risk of making spontaneous purchases when paying with the card .
And that in turn sometimes leads to unnecessary expenses, which consumers get annoyed when they look at the bank statement. Experience shows that for some shopping donations, cash is the smarter option (even if paying with the card is often much more practical).
You can also read: Pay by card: Be careful, it can get so expensive
Saving tip: set a limit when shopping
However, it is also a question of type, says Sally Peters from the Institute for Financial Services in the article. Because of course everyone deals with money a little differently. What helps every shopper: Above all, shop consciously - and consume consciously. And to set a certain limit for yourself when shopping . But of course, who can always do it?
That much is certain - and you don't have to be an expert for that: With cash payments, the expenses are simply often easier to control - we notice this at the latest when there is nothing left in our wallet and we first have to go to the bank again to get new cash take off. (ahu) * Merkur.de is part of the nationwide Ippen central editorial network
Also interesting: Germans carry so much money in their wallets for a walk - would you have thought?
