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Investments: how to protect your savings against inflation

2022-03-28T18:35:52.482Z


DECRYPTION - Soaring prices rightly worry savers. The solutions vary according to the chosen investment horizon.


The French who have put money aside have reason to worry.

The return of inflation - 3.6% year on year in February - threatens their woolen stocking.

Rising prices are poison for savings: they cut into returns.

However, there is no shortage of solutions to protect your savings.

They are different depending on whether you want to be able to have your savings immediately, whether you accept that your money be immobilized for 3 to 8 years for a medium-term investment, or finally that you set aside for a long-term perspective.

To discover

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Savings available immediately

When prices soar, savers stuff their woolen stockings, for fear of the future.

“They then tend to go for the most easily mobilized products in the event of a hard blow

,” recalls Philippe Crevel, director of the Cercle de l'Epargne.

They therefore prefer to sacrifice performance.

Indeed, liquid savings (which you can get out of quickly) bring in little.

In this category, the livret A, which is liquid, offers a guaranteed rate and is…

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Source: lefigaro

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