Mortgages already more expensive, interest rates on peak 3%

(ANSA) - MILAN, JUL 23 - In the coming months, the increase in the cost of money will raise the interest rates charged by banks on new mortgages but already in the last few days - according to an analysis by Fabi - there have been peaks around 3% .

    "The increase in rates decided by the ECB aims to counteract the increase in inflation, but at the same time it will make families in difficulty both for the payment of the variable rate mortgages already disbursed, which will undergo progressive increases, and in terms of access to new loans, which will have higher costs ", says the secretary general of Fabi Lando Maria Sileoni.

   A market, that of mortgages, that the pandemic has not slowed down In the last two and a half years, despite the difficulties linked to Covid also on an economic level, banks have disbursed - explains the Autonomous Federation of Italian Banking - 34 billion euros of new mortgage loans. with a growth of 9%.

Total loans for the purchase of homes went from 383 billion at the end of 2019 to 417 billion in May 2022. (ANSA).