Having home insurance is mandatory for tenants. On the other hand, owner-occupiers are not always obliged to have one. However, taking out this type of contract is highly recommended and with the right level of guarantees. Being well insured against theft, burglary or water damage is essential. For this reason, it is better to opt for a contract that covers you well and to add options when certain guarantees are not included.
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Points to compare when choosing the right home insurance
In addition to the price which is obviously an element to compare, you must check the guarantees and exclusions. In addition, to choose a suitable contract, it is better to check the amount of the deductible. To be well insured, the amount of furniture should not be undervalued. Indeed, in the event of a disaster, you will have to replace everything and not all contracts will be based on new value... It is therefore better to pay close attention to these points when choosing your home insurance. The comparison of home insurance is free, simple and without obligation.
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