Used to hearing that mortgage rates are low, the French will end up believing that they will soon go up.
Let them be reassured: it is not for now.
Despite the health crisis, borrowing is still interesting.
All durations combined, the rates are on average at 1.14%, very close to their historic low (1.11%).
But, to hope to obtain a mortgage, it is often necessary to show a white paw.
Because the task is becoming more complicated for the sectors (catering, events or even aeronautics) which have taken the health crisis head-on.
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Relaxation of grant conditions
The best profiles can expect a rate of around 1%, or even around 0.8%, if their record is very good.
The first (slight) increases, averaging 0.1%, were recorded in March.
Does this bode well for a sustainable rise in rates?
“Nothing indicates that this is the beginning of a general movement
, analyzes Julie Bachet, general manager of Vousfinancer, mortgage broker.
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